Choose an amount and a term
Pick the asset, how much to commit, and either a flexible product or a fixed term. The rate and the release date are shown before you confirm.
Earn
Put idle balances to work — without giving up custody
Choose a flexible position you can close whenever you like, or commit to a fixed term for a higher rate. Rewards accrue by the second, and the coins stay in your wallet the whole time.
Rates
Illustrative products
Rates are variable, depend on network conditions, and are reviewed regularly.
Tether12.0%
Ethereum3.8%
Solana6.2%
Bitcoin4.5%
| Asset | Rate | Term | Minimum |
|---|---|---|---|
| USDT — Tether | 12.0% APY | 30 days | 100 USDT |
| USDC — USD Coin | 12.0% APY | 30 days | 100 USDC |
| ETH — Ethereum | 3.8% APY | Flexible | 0.1 ETH |
| BTC — Bitcoin | 4.5% APY | Flexible | 0.001 BTC |
| SOL — Solana | 6.2% APY | Flexible | 1 SOL |
| BNB — BNB Chain | 5.5% APY | 7 days | 0.5 BNB |
| DOT — Polkadot | 8.0% APY | 28 days | 10 DOT |
| ADA — Cardano | 4.0% APY | Flexible | 50 ADA |
Rates are variable and not guaranteed. The figures above are the rates the app offers today.
They move with network conditions, and the rate and term shown at the moment you commit is the one
that applies to your position. Staking involves risk, including the risk of loss.
Read the risk disclosure
Mechanics
How rewards actually work
Rewards accrue every second
Accrual is calculated continuously from the moment the position opens, using the product's annual rate divided across the year.
Close and claim
When the term allows it — immediately for flexible products — you close the position and the principal plus accrued rewards return to your wallet in one transaction.
What Coinmidco does
- Shows you the exact rate and release dateBefore the position opens, with no hidden conditions.
- Accrues rewards continuouslyCalculated per second, so closing early never forfeits what you already earned on a flexible product.
- Keeps you in custodyStaked balances remain yours on-chain; there is no counterparty balance sheet involved.
What it does not do
- Guarantee a rateRates are variable and can change with network conditions.
- Allow early exit from a fixed termFixed terms unlock on the release date shown when you commit.
- Remove price riskRewards are paid in the asset you stake. If its value falls, so does the value of your position.
Staking is not a savings account. Rates are variable, are not guaranteed, and the
underlying asset can fall in value — including by more than the rewards you earn. Never stake
funds you may need at short notice. See the risk disclosure.
Start with any amount you're comfortable holding
Open a position in a few taps and watch it accrue. Close a flexible position whenever you want — the coins come straight back to your wallet.